Forward Motion Lending logo

Forward Motion Lending

Real estateSouthlake, TX
We are Forward Motion Lending, a private real estate lender built around investors, builders, and developers rather than traditional homebuyers. From our office in Southlake, Texas, we provide business-purpose financing for non-owner-occupied residential investment property, and we lend to clients across the United States with a deeper presence in five priority states: Texas, California, Colorado, Arizona, and Oklahoma. Our programs cover the full life of a real estate project. We offer DSCR rental loans for long-term income properties that qualify on the property's cash flow, RTL fix and flip loans for value-add renovations, short-term bridge loans for acquisitions and transitions, and ground-up construction financing for professional builders. We also work with brokers, referral partners, and capital partners who serve the same investor community, and we structure solutions for more complex, multi-asset deals. Because we underwrite around the asset and the business plan instead of personal income, the process is built for how investors actually operate. We look at the property, the project budget, your experience, and a defined exit strategy, and we move on a timeline that fits an investment rather than a 30-year hold. Loan amounts range from $55,000 into the millions depending on the program, with financing available to LLCs, LPs, and corporations. Our team works directly with borrowers and partners, so you get real people who understand deal structure and can point you to the right program. If the fit is not obvious, you can submit a deal and our team will review it and follow up with a clear next step. We believe every builder deserves a financing partner committed to their success.
Nationwide lendingDSCR rental loansFix and flip financingGround-up constructionShort-term bridge loansFor investors & buildersBroker partnershipsReferral programBased in Southlake, TXLoans from $55K to $4M+

Services

DSCR rental loans

Long-term rental property financing based primarily on the cash flow and debt service coverage ratio of a qualifying investment property. 30-year terms, non-owner occupied, 1-4 Single-Family Homes, Condos, Townhomes, PUD Properties. 660+ credit score. Minimum DSCR 0.75x (long-term rentals), 1.0x (short-term rentals).

from From $55,000 to $2M

RTL fix & flip loans

Short-term financing for acquiring, renovating, repositioning, and selling or refinancing qualifying residential investment properties. Up to 92.5% of Purchase & 100% of Rehab. LLCs, LPs, and Corporations. 1-4 Single-Family Homes, Condos, Townhomes.

from $75K to $4M

Ground-up construction loans

Business-purpose construction financing for professional builders, developers, and investors completing qualifying residential ground-up construction projects. Up to 90% LTC and 75% LTARV. 12-24 month terms. Requires 2 ground-up projects of experience.

from $100K to $4M

Short-term bridge loans

Short-term real estate financing for acquisitions, refinances, property stabilization, repositioning, and transitions to sale or permanent financing. Up to 80% LTV. No prepayment penalty, interest only payments. LLCs, LPs and Corporations only.

from $75K to $4M

Institutional portfolio

Flexible subordinate capital to optimize your stack. Bridge the gap between senior debt and equity.

Why choose us?

Investor-focused lending

Our programs are built for real estate investors, builders, and developers, with business-purpose financing structured around the asset and the project rather than a consumer mortgage.

Four core loan programs

We offer DSCR rental loans, fix and flip financing, short-term bridge loans, and ground-up construction financing, so you can match the right structure to your exit strategy.

Nationwide reach

We finance projects across the United States and maintain a deeper presence in Texas, California, Colorado, Arizona, and Oklahoma for investors and builders in those markets.

Underwritten on the deal

We qualify around the property, the project budget, your experience, and the exit, which means a process shaped for investment timelines rather than personal income documentation.

Flexible loan sizes

Financing ranges from $55,000 into the millions depending on the program, and it is available to LLCs, LPs, and corporations on qualifying residential investment property.

Partners welcome

Brokers, referral partners, and capital partners can work directly with our team on fix and flip, DSCR, bridge, and construction opportunities through our partnership programs.

Location & hours

221 E Southlake Blvd
Southlake, TX 76092

FAQs

What areas do you serve?
We are based in Southlake, Texas and lend nationwide. We maintain a deeper presence in five priority states: Texas, California, Colorado, Arizona, and Oklahoma, with market-level detail for areas including Dallas, Fort Worth, and Houston.
What loan programs do you offer?
We offer four core programs for real estate investors and builders: DSCR rental loans for long-term income properties, RTL fix and flip loans for value-add projects, short-term bridge loans for transitions, and ground-up construction financing for new residential builds.
Who do you work with?
We work with real estate investors, rental property owners, fix and flip operators, home builders, developers, and portfolio operators, along with the brokers and referral partners who serve them. Our programs are business-purpose investment financing, not consumer mortgages.
Do you finance owner-occupied homes?
No. We provide business-purpose investment financing for investors, builders, and developers. We do not offer consumer mortgages for owner-occupied property or primary residences.
How quickly can loans close?
Investment loans can often close faster than traditional bank financing. Timelines vary with the project and underwriting, but many deals close within a few weeks once due diligence and documentation are complete.
How do I submit a deal?
Start on our submit a deal page and choose the path that matches your role as a builder, rehab investor, rental property investor, or referral partner. Submitting a deal starts a review and a conversation, and nothing is committed until you accept terms and close.
How can I get in touch?
You can call us at (817) 554-3136 or email info@forwardmotionlending.com. Our office hours are Monday through Friday, 9:00 AM to 5:00 PM. You can also submit a deal online and our team will follow up with the appropriate next step.

Contact Forward Motion Lending

Ready to get started? Call or click below.