PB Financial Group - Hard Money Lenders logo

PB Financial Group - Hard Money Lenders

4.7
(46)
Mortgage lenderLos Angeles, CA
PB Financial Group - Hard Money Lenders mortgage lender in Los Angeles, CA - photo 1
PB Financial Group - Hard Money Lenders mortgage lender in Los Angeles, CA - photo 2
PB Financial Group - Hard Money Lenders mortgage lender in Los Angeles, CA - photo 3
PB Financial Group - Hard Money Lenders mortgage lender in Los Angeles, CA - photo 4
Top Hard Money Lender in Los Angeles! PB Financial Group is a trusted direct hard money lender in Los Angeles, providing private, equity-based real estate loans throughout California. We work closely with real estate investors, rehabbers, business owners, corporations, probate estates, and borrowers who may not qualify under traditional bank guidelines. Hard Money Loan Programs Include: • Hard money loans • Bridge loans • Residential and commercial real estate loans • 2nd position hard money loans • Private mortgage loans • Stated income loans • Rehab loans • Foreclosure bailout loans • Business purpose loans Serving California since 2006, PB Financial delivers approvals in as little as 24–48 hours with clear terms & responsive service.
Licensed DRE# 01522495Hard Money LoansPrivate Money LoansBridge LoansCommercial + ResidentialForeclosure Bailout LoansRehab + Fix and FlipLending Across CaliforniaIn Business Since 2006Low FICO Considered

Services

Hard money loans

Hard money loans

Equity-based lending for real estate properties throughout California. Catering to Investors, Rehabbers, Corporations, Probate Estates, and Sub Prime Money Borrowers who do not meet the stringent requirements of conventional underwriting guidelines.

Private money loans

Private money loans

Private real estate loans for purchases, refinancing, bridge loans, and investment properties throughout California.

Bridge loans

Bridge loans

Fast and flexible bridge loans for acquisitions, repositioning, and value-add opportunities.

Commercial hard money loans

Commercial hard money loans

Handles both purchase and refinance transactions on all types of commercial/income producing properties such as Retail Stores, Mobile Home Parks, Office Buildings, Industrial Properties, Apartment/Condominium Complexes, Restaurants, etc.

2nd position hard money loans

2nd position hard money loans

Second-position hard money loans for property owners seeking to tap into equity without refinancing their low-rate first mortgages.

I’ve had the opportunity to work with PB Financial Group and specifically Francis V. Estipona, and I can say without hesitation they deliver at a high level. From start to finish, their team provided consistent communication, sharp problem-solving, and reliable execution. Francis stands out for his responsiveness and ability to navigate complex lending scenarios with confidence. When deals require creativity and precision, he finds solutions—not excuses. What I appreciate most is their professionalism and follow-through. In an industry where timing and accuracy are everything, PB Financial Group continues to show they understand what it takes to get loans across the finish line smoothly. If you’re looking for a lending partner who brings real value to the table and takes care of clients the right way, Francis and PB Financial Group are a solid choice.

Ryan Micheal Romero

Apr 16, 2026

Great experience working with this team. Their communication was clear, timely, and consistent throughout the entire process. They demonstrated a strong depth of knowledge and were proactive in addressing details—especially when it came to handling sensitive information with care and professionalism. Everything felt well-managed and transparent, which made the experience smooth and stress-free. I’d confidently recommend them for any financial services or business venture requiring a reliable and trustworthy partner.

Laura Oliver

Apr 22, 2026

Ive worked with a handful of lenders in the past who were all average but PB was exceptional. Pouyan guided me through everything and he was extremely attentive to my needs. I highly recommend the team!

John Magnor

Jun 12, 2026

PB Financial stepped in and delivered exactly when it mattered most. Their team was professional, efficient, and transparent throughout the entire process. Most importantly, they executed quickly and got the deal closed without delay. I highly recommend PB Financial for anyone in need of reliable hard money financing.

Bryan Witkow

Apr 13, 2026

PB Financial Group always come through for me as individual when l used them about 4 or 5 years ago . I recently recommended them to my Church and they didn’t disappoint. I highly recommend them for your hard money need. They are very professional and do what they said they would do. They are transparent and professional . I am very satisfied.

Blesssing Azonwu

Dec 31, 2025

Why choose us?

Equity-based lending

We base our loans on the equity in your property rather than strict conventional underwriting, which opens doors for many borrowers who get turned away elsewhere.

Credit challenges welcome

Bad credit, bankruptcy, or a past foreclosure will not automatically stop your loan. We work to structure financing that fits your real situation.

Lending across California

From Los Angeles and San Diego to San Francisco and Sacramento, we fund real estate loans on properties throughout the state of California.

Wide range of programs

Bridge loans, commercial and residential hard money, rehab loans, probate and estate loans, and more give you options for nearly any property scenario.

Founded in 2006

PB Financial Group Corporation has been providing equity-based real estate financing since 2006, built on a founder's firsthand experience as a real estate investor.

Licensed lender

We operate under California DRE license number 01522495, so you can work with us knowing we are a properly licensed real estate lender.

Location & hours

8455 Beverly Blvd #501, Los Angeles, California, 90048

FAQs

What areas do you serve?
We are based in Los Angeles and lend on real estate throughout California, including San Diego, San Francisco, San Jose, Sacramento, Fresno, Long Beach, Anaheim, Riverside, and many more cities across the state.
What is hard money lending?
Hard money lending is a form of asset-based financing where your loan is secured by the equity in a property. Interest rates are generally higher than conventional loans, and funding typically comes from private investors secured by notes.
Can I still get a loan with bad credit, bankruptcy, or a foreclosure?
Yes. We may still be able to fund your loan despite a tight financial situation. Our account executives work with you to structure a loan that helps without overburdening your ability to repay.
Can you close a loan if the property has tax liens or judgments?
Yes. We have closed numerous transactions with tax liens and judgments tied to the property. These are reviewed once the title report is received, and we generally advise that liens and judgments be paid off at closing.
What if I am in a short sale or foreclosure?
We can still fund a loan even if you or the property is in a short sale, currently in foreclosure, or has had a previous foreclosure. We focus on making sure the property has enough equity to pay off the existing mortgage.
Are you a licensed lender?
Yes. We operate under California DRE license number 01522495 as a real estate lender serving borrowers throughout the state.
How can I get in touch?
You can call us at (877) 700-3703, email info@calhardmoney.com, or start an application online. Our office is open Monday through Friday from 8:00 a.m. to 6:00 p.m.

Contact PB Financial Group - Hard Money Lenders

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