Menlo Insurance Services
Menlo Insurance Services is an independent insurance brokerage operated by Opero Labs, Inc. We help businesses and individuals compare property and casualty insurance options, including commercial property, general liability, business owners policies and personal insurance. Our operating office is at 406 Utah Street, San Francisco, CA 94110. We serve California and Texas customers, including remote service. Contact support@menloinsurance.com or (628) 285-5140, or visit https://www.menloinsurance.com.
Services
General liability insurance
General liability handles bodily injury and property damage.
Business owner's policy
Property and general liability packaged for a professional office: tenant improvements, furniture, computers, the liability of the premises, and normally business income.
Commercial property insurance
Commercial auto insurance
Workers' compensation insurance
Workers' compensation insurance for employee medical care, wage benefits, and employers liability. Compare carriers with Menlo.
Why choose us?
Location & hours
406 Utah Street, San Francisco, California, 94110
FAQs
What areas do you serve?
We are based in San Francisco, California, at 406 Utah Street, and we place both commercial and personal coverage for clients from our office there.
Do you charge a fee?
No. We are paid a commission by the carrier that writes the policy, and that commission is built into the premium whether you use a broker or not. If a placement ever requires a broker fee, you see the amount in writing before anything is bound.
Are you a licensed insurance broker?
Yes. Our broker Guido Trevisan is a licensed Property and Casualty Insurance Broker and holds the Certified Insurance Counselor (CIC) and Associate in Risk Management (ARM) designations.
Why work with a broker instead of going directly to a carrier?
We work for you, not for a carrier. We take one set of answers about your business, shop it across the markets we are appointed with, and bring the options back side by side. If a carrier stops insuring your risk or you want to switch, we handle that for you.
Do I need flood insurance?
No state law requires it, but a lender will require it if the home is in a high-risk flood zone, and most homeowners policies exclude flood entirely. Even outside mapped high-risk zones, a large share of flood claims come from lower-risk areas, so it is worth pricing.
Is workers' compensation required?
Generally yes. In almost all states, workers' compensation is mandatory for nearly every employer with at least one employee, and failing to carry it brings significant penalties.
How can I get in touch?
Call us at (628) 285-5140 or email support@menloinsurance.com to start a quote, and we will review your requirement with you.