I Love My Lender, LLC
Most mortgage websites are more of the same. Great rates, excellent service, automation, hopefully intelligent, engaging staff that has good advice, so how do you choose? A side effect of the pandemic has been lower mortgage rates. They have been falling slowly since the Federal Reserve first announced a drop in their interest rate from 2.25% down to just .25% on March 15th. They have since stated and reaffirmed that they will not raise the rate earlier than 2022. Rates will likely continue to fall. The question is when. Our answer is to send daily rate updates. Talk to 5 lenders today and one will be slightly less than the others. But if you’re not in a hurry, “ride the rates” with us and lock your loan when rates are lowest. The smart way to get a loan is to shop the industry, not the lenders. click here to find out more About Us changes when the industry and your requirements change. Keep an eye on this page. Refinance or Purchase, we have the right loan for you. Conventional, VA, FHA, USDA – Cash out, jumbo, investment, light commercial, fixed, ARMs, interest only, stated income, HECM (reverse mortgage), PPP loans.
Services
Home purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance low rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance cash out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Conventional loan
The standard loan, in a good interest rate market. The higher your credit score, the better you will do rate wise. Most conventional programs require a minimum middle FICO score of 620. Generally there is a 3.5% to 5% minimum down payment for this type of loan.
FHA loan
Government Insured FHA Loans.
Why choose us?
Location & hours
9523 Bolsa Avenue, Westminster, California, 92683
FAQs
What areas do you serve?
We are based in Westminster, California, and we work with clients on properties in California, Texas, Colorado, Georgia, Arizona, Florida, Illinois, Virginia, Kentucky, Minnesota, and Wisconsin.
What types of loans do you offer?
We offer home purchase loans, refinance and cash-out refinance, conventional loans, FHA and FHA 203k loans, VA loans, USDA loans, reverse mortgages, low down payment programs, DSCR loans, and bank statement loans for purchase and investment properties.
Do you work with first-time home buyers?
Yes. We make it easy to get started and guide you through all the paperwork. Our goal is for you to trust the process and feel relaxed while we handle the details.
What does the $1000 price guarantee cover?
We back qualifying mortgage loans with a $1000 price guarantee for properties in Texas, Colorado, California, Georgia, Arizona, Florida, Illinois, Virginia, Kentucky, Minnesota, and Wisconsin.
Are you licensed?
Yes. We operate under NMLS# 952076 for our contact and Company NMLS# 320841, so you are working with a properly credentialed mortgage team.
What does pricing look like?
Rates update in real time from lenders, and every loan is different. We review your situation and provide a clear plan and quote that fits your financial goals.
How can I get in touch?
You can call us at (844) 949-5683 or visit our website at ilovemylender.com to get started with your loan.